Note: The job is a remote job and is open to candidates in USA. TreviPay operates a global B2B payments and invoicing network with trade credit options for sellers and buyers. The Director, Credit Portfolio Analytics will lead trade credit portfolio strategy and governance while developing predictive models, analyzing large datasets, advising executive leadership, and managing a team of credit and portfolio analysts.
Responsibilities
- Portfolio Governance: Define corporate credit policy, exposure limits, and risk tolerance models for a multi-million/billion-dollar trade credit and receivables portfolio
- Executive Advisory: Deliver high-impact briefings, predictive forecasts, and strategic recommendations directly to Executive Leadership on portfolio credit quality, delinquency trends, and exposure concentrations
- Enterprise Risk Management: Monitor macro-level credit, counterparty, and financial risks across the entire trade credit ecosystem, including seller and buyer concentration, industry exposure, and macroeconomic sensitivity
- Team Leadership: Develop, direct, and upskill a high-performing team of credit and portfolio analysts, establishing data standards and analytical best practices
- Advanced Modeling: Personally design, build, and maintain sophisticated, scalable credit risk and predictive models (e.g., loss forecasting, probability of default, roll-rate, vintage analysis) to evaluate portfolio performance
- Deep-Dive Analytics: Write complex data queries and code to extract, manipulate, and analyze large datasets from disparate corporate systems, including receivables, collections, and underwriting platforms
- Root-Cause Diagnostics: Step in to troubleshoot data anomalies, audit complex credit loss and delinquency calculations, and validate the underlying logic of team-generated reports
- Dashboard Architecture: Support and maintain executive-level dashboards and visualization architectures tracking portfolio health, delinquency, and credit risk KPIs using enterprise BI tools
Skills
- 12+ years of progressive experience in trade credit, credit risk management, corporate finance, or B2B receivables/portfolio management, with a proven track record of blending strategy with technical execution
- Bachelor's degree in Statistics, Mathematics, Finance/Economics or similar quantitative field of study
- Expert-level proficiency in advanced Excel, SQL, and data programming languages (SAS or Python)
- Experience supporting the development of data models and visualizations within Enterprise BI tools
- Exceptional ability to translate dense, highly technical analytical findings into clear, actionable business narratives for non-technical stakeholders
- Master's Degree in Statistics, Mathematics, Finance/Economics or similar quantitative field of study
- Strong knowledge of B2B and/or Business Banking credit product pricing and profitability principles
- Statistical modeling experience (logistic regression, machine learning, SVM, and more)
- Prior leadership/management experience
Benefits
- Paid parental leave
- Generous paid time off
- Medical, dental, and vision insurance
- Flexible Spending Account (FSA)
- Life and AD&D insurance
- Long-term and short-term disability insurance
- 401(k) matching
- Employee referral program
- Remote work arrangement
Company Overview
Company H1B Sponsorship