Note: The job is a remote job and is open to candidates in USA. BILL is hiring a Credit Risk Strategy Data Scientist to develop and refine risk strategies and solve business problems through analytics and data science. The role partners across product, engineering, and operations to execute customer-lifecycle strategies, build performance monitoring tools, optimize processes, and support junior team members.
Responsibilities
- Lead the way: Drive the development, maintenance, and refinement of risk strategy frameworks and complex rules to achieve ambitious business goals
- Be a data detective: Use advanced analytics and data science techniques to solve complex business problems. This includes building sophisticated SQL/Python scripts, interpreting results, and influencing decision-making with your findings
- Collaborate and create: Partner with cross-functional teams, including product, engineering, and operations, to identify new opportunities, establish business requirements, and guide the execution of strategies across the customer lifecycle
- Build powerful tools: Develop flexible performance dashboards and monitoring tools using platforms like Tableau to provide clear, actionable insights to a variety of audiences
- Stay ahead of the curve: Identify and execute new opportunities to optimize processes and proactively detect and respond to evolving risk trends
- Mentor and grow: Help mentor and support junior team members to help them achieve their goals
Skills
- Minimum of 3+ years of experience in fraud or credit risk strategy within the fintech, e-commerce, or online payments industry
- Proficiency in SQL and Python, with a strong ability to work with large, complex datasets and leverage data science libraries
- Demonstrated ability to use statistics and data science to solve complex, ambiguous problems and drive data-driven decisions
- Ability to clearly and concisely communicate complex results to both technical experts and business leaders
- Direct experience with developing and deploying data-driven and automated monitoring rules, and the ability to find and recommend enhancements for existing processes
- Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future
- Experience in experimental design and data/control governance
- Experience with customer management or collections strategies for credit products like revolving credit cards or merchant cash advances
Benefits
- Remote-first work arrangement
- 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
- HSA & FSA accounts
- Life insurance and long- and short-term disability coverage
- Employee Assistance Program (EAP)
- 11+ observed holidays and wellness days
- Flexible time off
- Employee Stock Purchase Program with employee discounts
- Wellness & Fitness initiatives
- Employee recognition and referral programs
Company Overview