Note: The job is a remote job and is open to candidates in USA. Avila Real Estate Capital is a real estate credit firm focused on homebuilder finance and residential real estate, providing capital solutions to homebuilders and land developers. The Credit Analyst will support underwriting new loan opportunities and monitoring the existing loan portfolio through financial modeling, borrower statement review, market research, covenant tracking, reporting, and coordination across lending teams.
Responsibilities
- Building and maintaining financial models for prospective loans, including cash flow projections, collateral valuation, and sensitivity analysis
- Reviewing and verifying borrower financial statements, rent rolls, budgets, and third-party reports
- Preparing loan summaries and supporting exhibits for investment committee review
- Researching market data, comparable sales, and local development conditions to support deal sizing
- Tracking covenant compliance and financial reporting deadlines across the existing loan portfolio
- Updating asset management models as loans draw down, amortize, or otherwise change status
- Identifying budget overruns, schedule delays, or other conditions that could affect loan performance
- Maintaining accurate loan files and information within Avila’s loan servicing and reporting systems
- Preparing recurring internal reports on portfolio performance and pipeline activity
- Supporting investor relations with data and materials as needed
- Coordinating with originations, servicing, legal, and other team members on document requests and closing conditions
Skills
- Bachelor's degree in finance, real estate, economics, or a related field
- 0 to 2 years of experience in credit analysis, commercial real estate, lending, or a related area of finance
- Strong Excel skills and comfort building and working with financial models
- Working knowledge of real estate finance concepts, including loan structures, collateral, and basic construction or development budgets
- Strong attention to detail and the ability to manage multiple loan files and priorities while maintaining accuracy
- Clear written and verbal communication skills, including the ability to summarize financial findings for people outside the credit team
- A self-starter mindset, comfortable working independently, taking initiative, and staying organized in a fast-paced environment while remaining connected with the team remotely
- This is a full-time, remote position with regular availability expected during standard business hours for collaboration, calls, and coordination with the team. Some flexibility may be needed during closing periods or reporting deadlines
- Relevant internship experience is a plus
Benefits
- Health coverage
- 401(k) plan
- Paid time off
- This is a full-time, remote position
Company Overview