Note: The job is a remote job and is open to candidates in USA. Southwest Georgia Farm Credit is a financial institution providing financing for agriculture, agribusiness, and rural real estate purchases and improvements. The Commercial Credit Analyst develops and analyzes credit information for lending decisions, independently prepares complete loan packages for large loans, completes projections and analyses, and makes recommendations on loans and loan treatments.
Responsibilities
- The Commercial Credit Analyst develops and analyzes all types of credit information for use by loan officers and loan committees in making lending decisions
- The successful candidate prepares complete loan packages independently for large loans; completes all documents including projections and analyses; and makes clear and appropriate recommendations for action on loans and loan treatments
- The Commercial Credit Analyst requires the most technical and analytical skills, concentrating in commercial credit
- The position will provide assistance to relationship managers or credit manager as requested
Skills
- Bachelor's degree in business, finance, or accounting and/or experience equivalent to the degree
- Three or more years of commercial credit analysis
- Possess a working knowledge of spreadsheets and other customized software
- Gathers and analyzes information skillfully
- Uses creative insights into financial situations
- Analyzes information skillfully and develops alternative solutions
- Supports and explains reasoning for decisions
- Exhibits sound and accurate judgement
- Manages competing demands
- Remote work considered based off of experience
Benefits
- Paid vacation, holidays and sick leave
- Corporate incentive plan with discretionary bonuses when achievement is above and beyond
- Medical, dental and vision insurance
- Life and disability insurance
- Flexible spending and health savings accounts
- Generous 401(k) matching contributions, as well as additional employer contributions
- Reimbursement for approved higher education pursuits
- Professional development opportunities
- Employee discounts
- Annual on-site flu shots
- An annual staff retreat
- Remote work will be considered based off of experience.
Company Overview