Below is the Job Summary
Job Role/Title: - Payments Architect -Only W2
Contract- 12 Months
Location: Remote
Core Experience
5+ years of hands-on experience in payments solution design and implementation.
Deep working knowledge of payments industry domains: (1 or 2 out of list minimum).
RTGS (Real-Time Gross Settlement) systems.
Real-time payment networks and schemes.
Check processing systems.
SWIFT and international payment protocols (Wires).
Other clearing and settlement systems.
Technical Architecture
• Expertise in interoperability and integration architecture:
ISO 20022 standards and implementations.
Enterprise integration patterns and design principles.
System-to-system communication protocols.
• Advanced knowledge of modern application architecture:
Microservices architecture and design patterns.
Event-driven architectures and event streaming platforms (Kafka, RabbitMQ, etc.).
Message queuing systems and asynchronous processing.
API-first design methodologies.
Database & Data Management
• Extensive experience with mainstream RDBMS platforms (Oracle, PostgreSQL, SQL Server, etc.).
• Exposure to distributed database systems and eventual consistency patterns.
• Understanding of data governance and data quality in payment systems.
Security & Infrastructure
• ISO 27001 compliance and information security management.
• NIST Cybersecurity Framework knowledge and implementation experience.
• API Security expertise:
OAuth 2.0 and OpenID Connect (OIDC).
JWT, JWS (JSON Web Signature), and JWE (JSON Web Encryption).
API authentication, authorization, and rate limiting.
Secure API gateway implementation.
• Web Front-End Security:
OWASP Top 10 mitigation strategies.
Secure coding practices for payment interfaces.
PCI DSS compliance for web applications.
Emerging Technologies
• Knowledge and exploratory experience with Agentic AI and intelligent automation in payments.
• Understanding of tokenized assets, digital wallets, and blockchain applications in payment systems.
• Ability to evaluate new technologies for payment industry relevance