Posted Aug 21, 2026

MTS QA Test Lead

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Job Description: Job Title: MTS QA Test Lead Location : Charlotte, NC (Remote- EST candidates highly preferred) Type: Contract Job Description: Role Overview The MTS QA Test Lead will be responsible for leading end-to-end quality assurance activities for ACI MTS implementations, upgrades, and integrations. The role requires strong expertise in payment systems, SWIFT MT/MX and ISO 20022 message validation, test strategy definition, test execution governance, defect management, and stakeholder reporting. Key Responsibilities • Lead and manage QA and testing activities for ACI MTS projects, including implementation, migration, enhancement, and upgrade initiatives. • Define and own the overall QA strategy, test approach, test plans, test data strategy, and execution governance for MTS engagements. • Validate payment message formats and flows, including SWIFT MT, SWIFT MX, ISO 20022, pacs, camt, CHIPS, and Fedwire messages. • Prepare detailed test scenarios and test cases for MTS components implemented for new Direct Members (DM) and Clearing and Settlement Mechanisms (CSM). • Perform end-to-end functional, integration, regression, system, and user acceptance testing across payment processing workflows. • Support MTS test environment readiness, including test data loading, configuration of remote records, test lines, and scenario-specific setup activities. • Coordinate defect triage, retesting, validation of fixes, and closure activities in collaboration with development and business teams. • Track and report test progress, quality metrics, risks, issues, and overall testing status to project stakeholders and leadership teams. • Use test management and defect tracking tools such as JIRA or equivalent platforms to manage test execution and defect lifecycle. • Drive quality ownership, ensure adherence to testing best practices, and contribute to continuous improvement across QA delivery. Required Skills and Experience • Strong hands-on knowledge of ACI Money Transfer System (MTS) and payment processing applications. • In-depth understanding of payment message flows, clearing and settlement processes, and financial messaging standards. • Experience with SWIFT MT/MX, ISO 20022, CHIPS, Fedwire, pacs, and camt message formats. • Strong experience in QA lifecycle activities, including test planning, test design, execution, defect management, and reporting. • Ability to lead test teams, coordinate with cross-functional stakeholders, and manage testing deliverables in a structured manner. • Experience with test management and defect tracking tools such as JIRA. • Good understanding of release management practices and tools such as Git or equivalent is preferred. • Strong analytical, communication, ownership, and stakeholder management skills. Experience, Qualification, and Location • Experience: 10+ years of relevant experience in QA/testing, preferably within banking, payments, or financial technology domains. • Primary Skills: ACI MTS, payment testing, SWIFT MT/MX, ISO 20022, test strategy, test execution, and defect management. • Qualification: B.E. / B.Tech or equivalent qualification.