Description
McGowan Mortgages - a top-producing branch of NEXA Mortgage LLC - is hiring a remote Mortgage Loan Processor to move purchase and refinance files from submission to clear-to-close.
We are a broker shop with access to 300+ wholesale lenders, which means you will work across many lender guidelines and portals rather than one set of overlays. Our processors own their files: you order and track third-party services, clear conditions, communicate with borrowers and agents, and drive the file to closing.
What We Offer:
• $65,000 - $80,000 annually, based on experience
• Fully remote - work from anywhere in the U.S.
• Access to 300+ wholesale lenders and AI-powered workflow tools
• Direct access to the producing Branch Manager, Derek McGowan
• Real growth path into senior processing and operations roles
Responsibilities
• Process purchase and refinance files from submission through clear-to-close across multiple wholesale lenders
• Review 1003s, income, asset, and credit documentation for accuracy and completeness before submission
• Order and track appraisals, title, HOI, VOEs, payoffs, and flood certifications
• Clear underwriting conditions promptly and rebut conditions when the file supports it
• Keep borrowers, buyer's and, listing agents, and title updated on file status and deadlines
• Monitor rate lock expirations, closing dates, and document expiration dates on every file
• Maintain accurate file data in our LOS and pipeline boards
Qualifications
• 1+ years of mortgage loan processing experience (broker or lender side)
• Working knowledge of conventional, FHA, VA, and non-QM/DSCR guidelines
• Hands-on experience with an LOS - ARIVE, Encompass, LendingPad, or Calyx preferred
• Strong written communication; you will be emailing borrowers, agents, and lender reps daily
• Highly organized and able to manage 20+ active files without dropping deadlines
• Authorized to work in the United States; able to work U.S. business hours