Opportunity: Merchant Account Contributor (USA) – Bill-Switching Integration Test
Pinwheel is a leading fintech infrastructure provider that builds secure, API-based connections between banking/finance apps and external accounts (payroll, income, and bill-pay/merchant accounts). Their technology enables users to switch direct deposits and payment methods, cancel subscriptions, and verify income/employment directly from their banking or fintech.
Pinwheel is expanding its U.S. merchant integrations and needs real, production merchant accounts to validate login flows and navigation steps for bill switching and cancellation. This is done via automated scripts (headless browser) that require access to actual accounts to ensure the experience works end-to-end.
Why this is credible and safe
Established fintech partner: Pinwheel is part of the Visa Fintech Partner Connect program, which certifies partners against Visa’s global standards for security and functionality.
Enterprise-grade security: Pinwheel holds ISO/IEC 27001:2013 certification and operates as a Consumer Reporting Agency (CRA) with FCRA-compliant data practices.
Trusted by major institutions: Pinwheel has announced partnerships with Bankjoy and Jack Henry, bringing its deposit-switching and connectivity solutions to banks and credit unions.
Official references:
About Pinwheel
Visa partner directory
Pinwheel + Visa on news
Pinwheel + Bankjoy on news
Pinwheel + Jack Henry on news
Not a traditional job – a paid micro‑project, outcome-based.
You contribute by providing valid, active login credentials for specific U.S. merchant accounts via a secure, encrypted Pinwheel form/link.
Your data is encrypted in transit and deleted after the project is completed.
Required providers (USA)
You must have an active account with one or more of these U.S. providers:
Farmers Insurance
What you’ll do
Provide active login and password for an eligible account.
Enter your credentials in a secure form/link provided by Pinwheel.
Occasionally provide one-time MFA codes (two-factor authentication) when requested for validation.
Time and effort
Typically 10-15 minutes per merchant account.
Remote and flexible: participate from anywhere as long as you have U.S.-region accounts.
Compensation
US$250 per valid set of credentials (and card details when needed).
Fast, outcome-based payment once credentials are validated.
Potential for ongoing paid requests as Pinwheel expands merchant coverage in the U.S.
Security and privacy
Credentials are collected only via Pinwheel’s secure form, never over email or chat.
Sensitive data is deleted after validation of the project.