At OneAmerica Financial, our purpose is to create more certainty for our
customers that leads to better moments, every day. Our commitment is to advance
stability and growth in every solution and relationship. We deliver financial
strength that builds for generations, and we are always aspiring, looking ahead,
and collaborating to achieve more, together. Come be a part of this journey
with us as we champion lives!
The Long-Term Care Underwriting Manager is responsible for evaluating and
classifying risk for Life and LTC hybrid products to ensure compliance with
underwriting guidelines and procedures, and to ensure accordance with mortality
and morbidity pricing. This role will have the authority to postpone, decline or
add substandard ratings within defined approval limits.
What you will do:
Process work using established operating systems
Validate decisions with internal and external partners
Adhere to published underwriting guidelines and procedures
Participate in continuing education
Attend industry events
Mentor and consult with other underwriting staff members
What you will need:
B.A./B.S., College Degree
10+yrs of experience in Life or LTC underwriting
Approval Authority: Life ≥$5,000,000; LTC Combo $1,000,000
Completion of 1 or more industry designations (FLMI, FALU, etc.) preferred.
EKG interpretation/training experience ideal
Salary Band: 6B
#LI-SH1
This selected candidate will be expected to work fully remote. The candidate
will also be expected to physically return to the office in CA, IN or ME as
business needs dictate or for team building and collaboration.
Consistent with applicable pay transparency laws, we disclose the compensation
range for this position: $95,000 – $130,000 annually. Actual compensation will
be determined by factors such as education, experience, geographical location,
and other job-related factors permitted by law. In addition to base pay, this
role is eligible for an annual incentive program.
We offer a comprehensive total rewards package designed to support you both at
work and at home. Full‑time and part‑time associates working 30 or more hours
per week are generally eligible for benefits, including but not limited to:
Medical & prescription, dental, vision insurance
Health Savings Account & Flexible Spending Accounts
Paid Time Off
10 weeks 100% paid parental leave (after completing 12 months of employment)
401(k) Plan with company match
Pension Plan
Company paid life & disability insurance
Wellness Program & Company paid employee assistance program
Clinic access subject to location (Indianapolis, Charlotte, Cincinnati)
If you are offered and accept this position, please be advised that OneAmerica
Financial does not have any offices located in the State of New York and
OneAmerica Financial associates are not permitted to work remotely in the State
of New York.
Selected employees must be able to perform the essential functions of the
position satisfactorily and, if requested, reasonable accommodations will be
made to enable employees with disabilities to perform the essential functions of
their job, absent undue hardship.
Disclaimer: American United Life Insurance Company (“OneAmerica Financial”) is
committed to a policy of Equal Employment Opportunity and will not discriminate
against an applicant or employee based on race, color, religion, creed, national
origin or ancestry, ethnicity, sex (including gender, pregnancy, sexual
orientation, gender identity), age, physical or mental disability, veteran or
military status, genetic information, citizenship, or any other legally
recognized protected basis under federal, state, or local law.
For all positions:
Because this position is regulated by the Violent Crime Control and Law
Enforcement Act, if an offer is made, applicants must undergo mandated
background checks as a condition of employment. Such background checks include
criminal history. A conviction is not necessarily an absolute bar to employment.
Consistent with applicable regulatory guidelines and law, factors such as the
age of the offense, evidence of rehabilitation, seriousness of violation, and
job relatedness are considered.
To learn more about our products, services, and the companies of OneAmerica
Financial, visit oneamerica.com/companies.