Posted Jul 23, 2026

Licensed Independent Contract Mortgage Processor (1099)

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Prosper Mortgage Processing, LLC is looking for an experienced, Texas-licensed Mortgage Loan Originator (RMLO) who is interested in earning additional income by processing mortgage loans on a per-file basis.This is an excellent opportunity for an experienced processor who already has a full-time position but is looking to supplement their income with flexible, remote work.Compensation • $300–$450 per funded file • Pay is based on experience, loan complexity, and ability to independently manage files from contract to clear-to-close. What You'll Do • Process residential mortgage loans from contract through closing. • Review borrower documentation for completeness and accuracy. • Collect and organize conditions. • Order and coordinate third-party services (title, appraisal, VOEs, etc.). • Communicate professionally with borrowers, loan officers, Realtors, title companies, and underwriters. • Manage underwriting conditions and keep files moving toward a timely closing. • Maintain detailed and accurate loan documentation. Qualifications • Active Texas RMLO License (required). • Minimum 2 years of mortgage processing experience (preferred). • Strong knowledge of Conventional, FHA, VA, and USDA guidelines. • Excellent communication and organizational skills. • Ability to work independently with minimal supervision. • Experience with Arive LOS is a plus. What We Offer • 100% remote position. • Flexible schedule—work around your existing job or business. • No quotas or minimum file requirements. • Consistent opportunities for additional files as volume grows. • Supportive team environment with room for long-term growth. Pay: $35,000.00 - $60,000.00 per year Benefits: • Flexible schedule Work Location: Remote