Premium opt-in purchase and refi borrowers actively shopping for a mortgage. Not data leads, not triggers, not cold calls. F5 buys them.

Our AI reaches every borrower in seconds and keeps the conversation going, so no lead goes cold waiting on a callback.

Ready borrowers land on your desk, or straight on your calendar. You price it on Pylon, structure it, and close it. The comp is yours.

Not on the website

The rest you have to see live.

How leads find the right LO, what the AI actually says, and how a borrower goes from a quote request to your calendar stays in-house. Apply, and Ryan will walk you through the Lead Desk on your intro call.

Pylon pricing

Wall Street rates. Direct to your borrower.

The AI gets the borrower to your phone. Pylon pricing wins the deal. F5 is wholesale, so you quote raw institutional pricing through our Pylon partnership and the 30+ lenders we onboard, with zero broker margin hidden in your borrower's rate. Same borrower, lower rate, priced without ever leaving Command.

F5 is a Pylon Partner and a Top UWM Broker with 30+ wholesale integrations.

• AI on every lead from the moment it lands
• Ready borrowers, front and center
• Calls land right on your calendar

• Every lead, conversation, and file in one view
• Real-time pipeline + dashboards built for mortgage
• Drag-and-drop kanban from new lead to funded

• Run files start to close inside Command
• Price on Pylon inside the file, no margin markup
• Pre-approval to clear-to-close in one workflow

• Pylon, UWM, and 30+ wholesale lenders
• Non-QM, jumbo, DSCR, ITIN, HELOC, construction
• Quote side-by-side from one dashboard

• Borrowers apply, upload docs, e-sign in one place
• Auto-feeds Command + the LOS, no double entry
• Mobile-first, designed for the modern borrower

• Pre-drafted P&I + PITIA the second you open a lead
• Side-by-side scenarios, ready to send to borrower
• Concession-aware pricing built in

• TCPA-compliant texting with auto-suppression
• Every thread, right on the lead
• Borrower replies reach you wherever you work

• Every closed loan auto-monitored for rate triggers
• SMS + email fires when refi math works
• Pre-built completed apps, ready to send

• Racing three other lenders to call a lead first
• Dialing the same lead 12 times before anyone picks up
• Following up by hand for weeks with borrowers who went quiet
• Begging for leads from a branch manager who plays favorites
• Building your own marketing funnel from scratch
• Paying for your own credit pulls, CRM, drip software
• Manually re-typing borrower info into 4 different systems
• Chasing conditions because there's no real processor

• Talk to borrowers who are already warmed up
• Let the AI handle the follow-up. You never chase a ghost.
• Show up for calls that are already on your calendar
• Quote, structure, and close. That's the job.
• Hand the file to your processor. They take it from there.
• Use the platform you already have. Zero per-tool fees.
• Originate from the beach. F5 is 100% remote, always.
• Lean on a tenured team of expert LOs when you need a second set of eyes

Powered by Roam

Your office in the cloud.

F5's entire company lives inside Roam, a persistent virtual office with rooms, desks, and live presence. See who's online. Knock on a teammate's door. Drop into the Loan Lab for live deal coaching. Join the morning huddle. It's remote work that actually feels like a team.

• Knock on Ryan's door for a quick check-in
• Drop-in audio rooms for live coaching
• Loan Lab where senior LOs are always on call
• Lounge for water-cooler chats with the team

F5 runs on Dialpad, a cloud phone system wired straight into Command. Click-to-call from any lead, full call recording and transcription, and every call logged right on the lead.

• Click-to-call from any Command record
• Auto-recording + AI transcription on every call
• Every call logged on the lead automatically
• Forwards to mobile when you're off the desk

F5 pairs every Inside LO with a dedicated loan coordinator. They own the admin lift: organizing borrower docs in Command, chasing conditions with the borrower, prepping files for the lender, and keeping your pipeline moving. You stay on the phone with the next borrower.

• Borrower docs organized + uploaded for you
• Conditions chased without you lifting a finger
• Lender file prep handled end-to-end
• Your LC sits in your Roam room. Pull them in anytime.

F5 is remote-first by design. No commute, no office politics, no dress code. Originate from your home office, a co-working space, your in-laws' kitchen, or a hotel in Mexico. Everything you need is in Command and Roam.

• Work from anywhere in your licensed states
• No physical office to show up to, ever
• Equipment stipend for laptop + monitor setup
• Structured set hours (see the schedule below)

Direct revenue-share on every loan you close. Clean line items. No mystery deductions, no creative "company keep" math, no end-of-month surprises. What closes shows up on your check.

No branch manager to ask for an override. No price-protection escalation queue. You see the lender rate sheets, you set the pricing on the file. The borrower wins. You win. That's it.

No "you have to fund $5M to unlock the real BPS." No retroactive comp adjustments. No clawbacks on slow months. The comp you signed up for is the comp you get, start to finish.

Intro call with Ryan, comp letter in writing, signed same week. NMLS sponsorship transfer requested with your state.

Command, your Lead Desk, Pylon, lender access, processor pairing, and your branded F5 email, all provisioned and tested before you log in.

Hands-on tour across Command, the Lead Desk, Pylon, and Quote Studio. This is where you see the AI hand you a borrower for the first time, with a tenured mentor walking you through it.

The moment your sponsorship transfer is approved, go available on the Lead Desk and premium leads start flowing to you, already being worked. Typically 1-5 business days, depending on your state.

• You are a currently producing loan officer
• You already know how to work leads and convert them
• You want more volume than you can source on your own
• You are a self-starter who runs your own pipeline

• You are new to the mortgage business
• You are getting back into mortgage after time away
• You are still learning how to close
• You want a come-and-go side gig