At USAble Life, we’re committed to making a meaningful difference in the lives
of our customers, our communities, and each other. We are a diverse team united
by a shared drive to go the extra mile. Through our DEI initiatives, employees
feel empowered to bring their unique talents, perspectives, and voices to our
culture.
Our dedication to delivering exceptional products is matched by our passion for
supporting our people. We believe that making an impact extends beyond our
office walls, and our longstanding tradition of community involvement reflects
that commitment. We’re proud that our employees consistently embrace and uphold
this spirit of service.
Recognized as a “Best Places to Work” in Arkansas, Florida, and Hawaii, USAble
Life offers opportunities for personal and professional growth, along with
avenues for career advancement. Combined with our engaging culture and
comprehensive benefits package, we are committed to ensuring our employees feel
valued, supported, and inspired.
Check out how we make a meaningful difference in the lives of others!
https://player.vimeo.com/video/518665804
What We Offer You:
A culture that values employees and celebrates, empowers, and inspires a
diverse workforce
Outstanding and affordable benefits package
3.5 weeks of PTO and 11 paid holidays
401(k) with up to 6% match; fully vested from day 1
Remote opportunities with company-provided equipment
Team-oriented, collaborative group of peers
Career advancement opportunities
Tuition Reimbursement
Employee Assistance Program
Inclusion Council and Employee Resource Groups
Recharge Days and Volunteer Time Off
This is a remote position.
Life Takes You Places! Are you ready to join us?
Pay Transparency: Our salary ranges are structured to provide opportunities for
growth and advancement within a role. As a result, most new hires are placed
between the minimum and midpoint of the range based on qualifications and
experience, while the top of the range is generally reserved for employees who
have demonstrated sustained expertise and performance in the position. The
starting base salary range for the Group Underwriter IV is $79,200 to $95,500.
The full salary range is $79,200 to $110,900, Actual salaries will vary by
geographic location and are based on factors such as candidate’s qualifications,
experience, skills, competencies, and company tenure & equity. In addition to
base compensation, this role is eligible for an annual incentive plan based on
company performance and individual performance.
Group Underwriter IV Overview
Conducts risk assessment and selection for small, mid and large case market
on Life & Disability, and Worksite products.
Produces rates for new groups using company proposal system.
Prepares formal proposals and renewals using word processing, spreadsheet
tools and software as applicable.
Completes financial exhibits using established guidelines.
Assists in the preparation of RFP response.
Verifies rates on sold cases.
Assist in training lower level underwriters and sales staff.
Works on special product or rating projects as required.
Uses knowledge of formulas to determine when deviation is necessary and
recommendations alternatives.
Essential Duties
Assesses risk and produces rates for new groups with advanced levels of
autonomy.
Completes annual renewals for all products and performs related maintenance
tasks.
Services current group clients including benefit changes, reporting, and
response to telephone and email inquiries.
Verifies sold case data including final rating.
Provides training and mentoring to underwriting and sales staff.
Performs projects and/or SME assignments
Required Knowledge, Skills, and Abilities
Advanced knowledge of group insurance and worksite products
Advanced knowledge of Life and Disability underwriting
Advanced understanding of underwriting principles and rating methodology.
Demonstrated capability to apply experience rating formulas for all products.
Advanced MS Office skills.
Strong math and analytical skills.
Excellent written and verbal communication skills.
Ability to establish priorities and manage multiple projects simultaneously.
Required Education and Experience
Bachelor's degree in a related field or equivalent work experience
5 years of underwriting experience
Life, Disability, and/or Supplemental product industry experience
Or equivalent military experience.
Preferred Education and Experience
LOMA Certification
HIAA
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