Posted Oct 11, 2026

Complex Coverage Associate

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Insurance Coverage Associate | Fully Remote, San Francisco | $225,000 to $300,000 Coverage lawyers are the worst paid clever people in California litigation. You read the policy, then the endorsements, then the exclusion everybody else skipped, and then you write the letter that decides whether a carrier pays out seven figures. The market has spent years paying about $180,000 for all of that. This one pays $225,000 to $300,000 with a discretionary bonus on top, and it's fully remote against a San Francisco seat. Decent benefits sit behind it. The files are complex coverage, advice and litigation both, big policies and carriers who know exactly what they're doing, and the sort of matter where the answer turns on two words and a comma. A national coverage practice sits behind you on the heavy ones, and professional liability coverage on your CV puts you ahead of most of the people who'll apply. What you'd be doing: Coverage opinions and reservation of rights letters Declaratory relief actions in state and federal court Professional liability coverage, if that's where you've come from Advising carriers on complicated programmes Running your own files without anyone reading every email over your shoulder What you'd need: A few years of coverage behind you, litigation or counselling A view you'll put in writing and stand behind, and the California Bar Next Steps: Your day probably belongs to other people. Judges, clients, a billing system that wants six minutes of your life accounted for. So pick a time that suits you rather than one that suits me: https://calendly.com/arranjaiswal/15min I’m on Pacific time from 6am and I don’t mind weekends. If you’d rather just talk, ring me on 646 540 9647. I’m Arran Jaiswal at Distinct North America, and there are 100 plus recommendations at the bottom of my LinkedIn page if you want to see who you’re dealing with first.