Closer -Mortgage Assumption(100% Remote)
Pay Rate: $44.00/hour - $45.00 per hour
Location: 100% Remote
Schedule: Full-Time, Monday–Friday
Position Summary
The Mortgage Assumption Closer is responsible for managing all activities required to prepare, coordinate, and complete approved mortgage assumption transactions. This role serves as the primary liaison between borrowers, sellers, title companies, attorneys, investors, and internal departments to ensure all closing requirements are satisfied accurately, compliantly, and within established service level expectations.
Key Responsibilities
Closing Preparation
Review approved assumption files to ensure readiness for closing.
Verify all underwriting conditions and investor requirements have been satisfied.
Confirm collection of all required fees and documentation.
Review closing packages for accuracy, completeness, and compliance.
Validate borrower, seller, title company, and attorney information.
Title & Attorney Coordination
Coordinate directly with title companies and closing attorneys throughout the transaction.
Provide closing instructions and required assumption documentation.
Resolve closing-related questions and issues in a timely manner.
Monitor outstanding title requirements and closing conditions.
Confirm closing schedules and target closing dates.
Document Preparation & Review
Collaborate with third-party vendors responsible for preparing closing documents, including:
Assumption Agreements
Release of Liability Documents
Closing Instructions
Investor-Required Documents
Disclosure Packages
Review executed documents for completeness and accuracy.
Ensure all required signatures, notarizations, and supporting documentation are obtained.
Closing Management
Coordinate and monitor scheduled closings from preparation through completion.
Serve as the primary point of contact for all closing-related matters.
Proactively identify and resolve issues that could delay closing.
Ensure all parties are prepared to close as scheduled.
Provide regular status updates to management and stakeholders.
Post-Closing Activities
Review returned closing packages for completeness and accuracy.
Verify receipt of all executed documents.
Identify and resolve document deficiencies.
Coordinate corrections for missing, incomplete, or inaccurate documentation.
Submit completed packages for boarding, servicing updates, and investor review as required.
Ensure all release of liability requirements are fulfilled and properly documented.
Qualifications
Required
High School Diploma or GED.
Minimum of 2 years of mortgage closing, title, escrow, mortgage servicing, or related mortgage industry experience.
Strong knowledge of mortgage closing processes, documentation, and compliance requirements.
Ability to work independently in a remote environment while managing multiple transactions simultaneously.
Preferred
Associate degree in Business Administration, Finance, Real Estate, or a related field.
Experience with mortgage assumptions, loan servicing, title, or escrow operations.
Skills & Competencies
Organization & Multitasking
Ability to manage a high volume of files, deadlines, and closing schedules.
Attention to Detail
Strong focus on accuracy, documentation review, and compliance requirements.
Communication
Professional verbal and written communication skills with borrowers, attorneys, title companies, investors, and internal teams.
Problem Solving
Ability to identify and resolve title issues, documentation concerns, and closing delays.
Time Management
Ability to prioritize competing deadlines and meet established service-level expectations.
Join a collaborative team where your mortgage closing expertise will directly support successful assumption transactions and deliver an exceptional customer experience.
Benefits (employee contribution):
Health insurance
Health savings account
Dental insurance
Vision insurance
Flexible spending accounts
Life insurance
Retirement plan
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Rate of pay within the stated range will depend on the qualification of the applicant.