We are seeking an experienced BSA/AML Analyst for a full-time contract engagement (40 hours/week, remote). This role combines enhanced due diligence (EDD) reviews for high-risk customer segments — including marijuana related businesses (MRBs), cash-intensive businesses, and other elevated-risk relationships — with review and disposition of transaction monitoring alerts. This is a hands-on, production role for someone who can step in and work independently from day one.
Key Responsibilities
• Conduct EDD reviews for high-risk customers, with a primary focus on MRBs, cash-intensive businesses, and other elevated-risk segments
• Analyze customer profiles, ownership structures, source of funds/wealth, and transaction activity to assess ongoing risk
• Evaluate account activity against expected activity/business type to identify inconsistencies or red flags
• Document EDD findings in clear, well-supported narratives suitable for audit and examiner review
• Recommend risk rating adjustments, account restrictions, or SAR referrals based on EDD findings
• Support periodic and trigger-based EDD refreshes in line with the institution's risk assessment schedule
• Review and disposition transaction monitoring alerts in a timely, well-documented manner
• Draft clear alert narratives that support audit and examiner review
• Identify trends or patterns across high-risk customer segments and alert activity that may indicate emerging risk
Required Qualifications
• Minimum 2+ years of BSA/AML experience within a bank or financial institution (bank experience required)
• Demonstrated, hands-on experience conducting EDD reviews for high-risk customers
• Direct experience with MRBs, cash-intensive businesses, and similar elevated-risk customer types
• Proven experience reviewing and dispositioning transaction monitoring alerts
• Strong understanding of BSA/AML regulations, red flags, and typologies specific to high-risk segments
• Excellent written communication skills, with the ability to produce clear, examiner-ready narratives
• Ability to work independently in a remote, deadline-driven environment
Preferred Qualifications
• CAMS, CAFP, or other relevant industry certification
• Experience with core banking or case management systems (e.g., Verafin, FCRM, Abrigo)
• Prior experience supporting community banks
• Experience with MRB-specific guidance (e.g., FinCEN's 2014 marijuana banking guidance)
Position Details
• Type: Contract, full-time (40 hours/week)
• Location: Remote
Direct applicants only — no agencies or staffing firms, please.
Pay: $40.00 - $45.00 per hour
Expected hours: 40.0 per week
Application Question(s):
• How many total years of BSA/AML experience do you have, and how many of those were within a bank or financial institution?
• Describe your hands-on experience conducting EDD reviews for MRBs (marijuana-related businesses) specifically. How many MRB relationships have you personally reviewed, and in what capacity?
• What other high-risk or cash-intensive business types have you conducted EDD on (e.g., check cashers, money service businesses, precious metals dealers)?
• What alert/case management systems have you used (e.g., Verafin, Actimize, Abrigo, FCRM)?
• On average, how many alerts did you disposition per day/week in your most recent role?
• Are you available to start within 1-2 weeks, and can you commit to 40 hours/week for the duration of the contract?
Work Location: Remote