Join our dynamic team as an Auto Underwriter III, where you can work from the
comfort of your home.
As an Underwriter III in Chase Auto Indirect Originations Underwriting, you will
review policy and pricing exceptions, support daily underwriting operations, and
make timely credit decisions that help us serve dealers and customers
responsibly. You will work with us to structure decisions that balance strong
returns with long-term relationship health, while meeting clear expectations for
response time, throughput, and decision quality. You will contribute to targets
for return on equity, volume, and conversion metrics by applying sound judgment
and consistent risk discipline. You will also help us strengthen partnerships by
initiating proactive outreach and providing prompt, accurate responses to
internal and external inquiries. You will join a team that values collaboration,
accountability, and continuous improvement in how we deliver decisions.
Job responsibilities:
Review credit applications and render the appropriate credit decision within
credit policy requirements and in compliance with all regulations
Review policy and/or pricing exceptions and assist in daily operations
Structure decisions to maximize profit and enhance relationships
Review and approve automobile applications submitted by our clients, placing
an emphasis on response time, quantity of applications processed, and quality
of applications approved
Meet or exceed agreed upon targets for return on equity, volume, conversion
ratios, and other business metrics
Initiate sales calls via telephone, and where appropriate, prepare written
follow-up
Provide prompt, accurate responses to all internal and external customer
inquiries
Required qualifications, capabilities and skills:
5+ years of credit experience, with Auto Finance experience
Experience reviewing credit bureau reports
Highly skilled in credit decisioning, solid understanding of consumer credit
and applicable federal and state regulations relative to consumer lending
Comprehensive knowledge of indirect loan and lease programs, bank products,
and services
PC literate with a good working knowledge of common application software
Expert knowledge of credit philosophy and policies, loan documentation, and
related legal issues.
Thorough knowledge of the Bank's policies and procedures, as well as its
products and their inherent risks.
Superior analytical skills supported by excellent written and verbal
communication skills.
Results-oriented with a high level of personal initiative and proven
leadership ability
Demonstrated judgment and ability to act decisively
Preferred qualifications, capabilities and skills:
Sales experience preferred
Work Schedule Monday-Friday 9:00am-6:00pm with rotating Saturday's
Chase is a leading financial services firm, helping nearly half of America’s
households and small businesses achieve their financial goals through a broad
range of financial products. Our mission is to create engaged, lifelong
relationships and put our customers at the heart of everything we do. We also
help small businesses, nonprofits and cities grow, delivering solutions to solve
all their financial needs.
We offer a competitive total rewards package including base salary determined
based on the role, experience, skill set and location. Those in eligible roles
may receive commission-based pay and/or discretionary incentive compensation,
paid in the form of cash and/or forfeitable equity, awarded in recognition of
individual achievements and contributions. We also offer a range of benefits
and programs to meet employee needs, based on eligibility. These benefits
include comprehensive health care coverage, on-site health and wellness centers,
a retirement savings plan, backup childcare, tuition reimbursement, mental
health support, financial coaching and more. Additional details about total
compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring
to our global workforce are directly linked to our success. We are an equal
opportunity employer and place a high value on diversity and inclusion at our
company. We do not discriminate on the basis of any protected attribute,
including race, religion, color, national origin, gender, sexual orientation,
gender identity, gender expression, age, marital or veteran status, pregnancy or
disability, or any other basis protected under applicable law. We also make
reasonable accommodations for applicants’ and employees’ religious practices and
beliefs, as well as mental health or physical disability needs. Visit our FAQs
[https://careers.jpmorgan.com/us/en/how-we-hire/faqs] for more information about
requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
Our Consumer & Community Banking division serves our Chase customers through a
range of financial services, including personal banking, credit cards,
mortgages, auto financing, investment advice, small business loans and payment
processing. We’re proud to lead the U.S. in credit card sales and deposit growth
and have the most-used digital solutions – all while ranking first in customer
satisfaction.